The Credit Union structure values the input and opinions of its account holders, who are also called members. Unlike other financial institutions such as banks, each person who opens an account with G&F Financial Group becomes a member. As a member, you receive a Membership Equity Share, making you a partial owner of the Credit Union. Your membership entitles you to vote on policies, elect Board members, and even run for a seat on the Board of Directors.

As a financial co-operative, G&F Financial Group is guided by the seven international principles of co-operatives:

  1. Voluntary and Open Membership
  2. Democratic Member Control
  3. Member Economic Participation
  4. Autonomy and Independence
  5. Education, Training and Information
  6. Co-operation Among Co-operatives
  7. Concern for Community

Governance and leadership at G&F Financial Group is divided into two units; the Board of Directors, and the CEOs Office. Each with their own areas of responsibility, these two units work in partnership to achieve the objectives of the Credit Union.