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Commercial

Financing with G&F Financial Group means you have a partner that offers creative and flexible solutions for your unique situation.  We are the trusted partner our Members return to again and again because of our commitment and expertise.  Our team delivers a personal relationship coupled with market expertise that is unique among financial institutions. We offer term loans (cash flow or collateralized), lines of credit and other financing options.

Whether to better manage cash-flow, take on leverage more tax efficiently, or when you don’t have the money on hand to help your company grow and expand, borrowing is a viable option to help you in your business. With flexible terms and conditions as well as competitive pricing, G&F Financial provides commercial loans for all types of business. And we are a local credit union with over 75 years of serving the lower mainland which means faster approvals for you.

With our business loans and lines of credit, you can access the funds you need to achieve your business goals.

Commercial mortgages Expand/Collapse

Thinking of purchasing or refinancing a commercial property?  With G&F Financial Group, we offer competitive rates, expert advice, flexible payment options and because we’re local, a quick turnaround on approvals. With an appreciation and knowledge of our local communities, talk to one of our experts about our competitive commercial mortgages today!

Features:

  •  Amortizations of up to 25 years
  • Variable rate or fixed rate terms 
  • Financing based on cash flow and value of the property
  • Flexible repayment terms

 

Construction and project financing Expand/Collapse

You may not know it, but at G&F Financial Group we’re not only good with numbers, but we’re also good with hard hats and blueprints.  With years of experience, we’re the perfect partner if you’re planning a construction or land development project, no matter how big or small.

Project Financing at G&F Financial Group can help:

  • Finance the development and construction of industrial, commercial and residential properties, such as single family dwellings, multi-family townhomes and condominiums.
  • Provide advice to help you understand and explore development and construction options
  • Develop competitive financial solutions that meet your needs and help you take advantage of market conditions and opportunities


Features of project financing include:

  • Phased advancement (your loan is advanced at different stages of construction)
  • Flexible payment options


With a team of respected and experienced project financing professionals with a range of experience across asset classes and development types, G&F Financial Group offers competitive rates, expert advice, payment options and because we’re local, a quick turnaround on approvals. With an appreciation and knowledge of our local communities, talk to one of our experts about our competitive Project Financing today!

Term loans Expand/Collapse

Term loans from G&F Financial Group are an excellent way to help grow your business. Whether your business needs leasehold improvements, new equipment, a new vehicle or a total makeover, we have a Business Term Loan that can help meet your needs. A Term Loan can be a great way to:

  • Purchase a new business
  • Purchase, renovate, alter or expand your current business and premises
  • Purchase, install, renovate, or repair equipment and machinery

Term Loans feature:

  • Terms of 1-5 years
  • Fixed or variable interest rates
  • Flexible repayment terms

 

Lines of credit Expand/Collapse

With an line of credit, you can purchase inventory, finance receivables, or flex with seasonal demands. A commercial line of credit can be a great way to finance your accounts receivable, cover daily operating expenses, take advantage of supplier discounts, avoid overdue payment penalties and reduce interest costs.

Our Lines of credit feature:

  • Credit available when you need it
  • Revolves automatically
  • Interest calculated only on amount used
  • Variable interest rate
  • Can be secured or unsecured

No matter your needs, we can customize options to fit your business. Our experienced and knowledgeable team of lending professionals will work with you to achieve the financial stability you desire. With an appreciation and knowledge of our local communities, talk to one of our experts about our competitive Business Lines of Credit today!

 

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