Mortgages
All rates are subject to change without notice. The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) apply.
| Residential First Mortgages (Rates effective 2024-04-18) | Rates |
|---|---|
| 1 Year (Open) | 9.25% |
| 1 Year (Closed) | 6.99% |
| 2 Year (Closed) | 6.79% |
| 3 Year (Closed) | 5.44% |
| 4 Year (Closed) | 5.29% |
| 5 Year (Closed) | 5.29% |
| 1 Year (Open Variable) Prime + 0.70% | 7.90% |
| 5 Year (Closed Variable) Prime - 0.41% | 6.79% |
| Special rate for CMHC or Sagen Insured Mortgages - 5 year fixed | 4.89% |
| 25 years or less amortization qualifies for -0.10% discount | -0.10% |
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For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the G&F Financial prime rate. If fees or charges apply, the APR could increase.
